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Bank statementgenerator

Upload your PDF — AI reads every transaction, categorizes your spending, and generates a clean summary report you can export to Excel or CSV.

AI categorizationExcel & CSV exportAll banks supported

Drop your bank statement hereTap to upload your statement

or click to browse — PDF, JPG or PNG · multiple files

Free·No signup·Deleted after analysis

... statements analyzed

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report output

What the generated report includes

Everything in your raw PDF — organized, categorized, and ready to use.

Spending by category

Groceries, dining, rent, utilities, subscriptions — AI-sorted

Monthly income total

All deposits identified and summed — payroll, freelance, transfers

Average ending balance

Mean closing balance across the statement period

Transaction-level detail

Every row: date, merchant, amount, category

Excel & CSV export

Clean spreadsheet ready to share with lenders or advisors

Recurring charges flagged

Subscriptions and regular bills automatically identified

3 steps

How to generate your bank statement report

Download your PDF from your bank

Log into your bank's website or app. Download your monthly statement as a PDF. Supported by every major US, UK, Canadian, and international bank.

Upload it here

Drop the PDF in the upload zone. AI reads every transaction, identifies merchants, and assigns categories automatically — takes about 30 seconds.

Export your generated report

Download as Excel or CSV. Your report includes income totals, spending by category, balance trend, and every transaction in a clean structured format.

use cases

Who uses a bank statement generator?

Mortgage & home loan

Lenders need organized income and balance history. A clean generated report alongside your original PDFs speeds up underwriting.

Rental application

Show a landlord consistent income and no bounced payments — without handing over your raw 60-page bank PDF.

Visa application

Schengen, UK, and US visas often require proof of funds. A summarized report with balance totals is faster to review.

Business loan

Non-QM and SBA lenders review business bank statements. A categorized report makes revenue and expenses immediately clear.

Personal budgeting

Turn a month of transactions into a clear spending breakdown — see exactly where your money went, by category.

Tax preparation

Give your accountant a categorized export instead of a raw PDF — saves hours and reduces errors.

important

A real generator vs. a fake one

Not all "bank statement generators" do the same thing. Here's the difference.

Generates a report from your real statements

Reads your genuine PDF, categorizes transactions, and produces a structured export. This is what lenders actually want — and what this tool does.

Creates a fake bank statement from scratch

Some tools fabricate documents with made-up balances and transactions. Using these for loan applications, rental applications, or visa submissions is bank fraud — a federal crime carrying up to 30 years in prison.

related tools

Other ways to use your bank statements

3-month summary report

Combined income & balance view across 3 months

Convert to Excel

Full transaction list in a clean spreadsheet

Convert to CSV

Import into any accounting or budgeting tool

Merge statements

Combine multiple months into one file

Spending analysis

Visual breakdown with Sankey chart

Bank statement OCR

Extract text from scanned or image-based PDFs

Pricing

Simple, transparent pricing

Free

Try it out

3 PDF pages / month
AI transaction categorization
Sankey money-flow chart
AI insights & savings tips
Financial health score
Spending calendar
CSV export

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Bank statement generator — FAQ

What does a bank statement generator do?+−

A bank statement generator reads your existing PDF bank statement and produces a structured summary report: categorized spending, income totals, average balance, and month-over-month trends. It turns a raw PDF of transactions into an organized, readable document — useful for loan applications, budgeting, and financial reviews.

Can I generate a bank statement from scratch?+−

No — and you should be cautious of tools that claim to do this. Fabricating a bank statement is fraud and carries serious legal consequences including criminal charges. What this tool does instead is generate a legitimate summary report from your real statements — which is what lenders, landlords, and visa officers actually want to see.

What format does the generated report come in?+−

You can export as CSV (works in any spreadsheet app) or Excel (.xlsx). The export includes every transaction with date, amount, merchant name, and AI-assigned category. For lender submissions, most accept a clean Excel export alongside your original PDFs.

How is this different from just downloading my bank PDF?+−

Your bank PDF lists raw transactions — hundreds of rows with no categorization, no totals, and no trends. The generated report adds: spending broken into categories (groceries, rent, utilities, subscriptions…), monthly income vs expense totals, running balance trend, and a clean layout a lender can read at a glance.

Which banks are supported?+−

Any bank that exports statements as PDF is supported — Chase, Bank of America, Wells Fargo, Citi, Capital One, US Bank, TD Bank, Chime, SoFi, and hundreds of international banks. If your bank gives you a PDF, this tool can generate a report from it.

How many months can I generate at once?+−

Upload one month at a time. Each PDF is analyzed separately. For a multi-month summary, upload each statement individually and combine the exports — or use the merge tool at /merge-bank-statements for a single combined view.

Is my bank statement data stored?+−

Your statement data is stored only to power the results page. We do not sell, share, or use your financial data for any purpose other than generating your report.

Generate your report free.

Upload your PDF. Get a categorized summary with income totals, spending breakdown, and a clean export. Free for your first 3 pages.

Generate my report →

✓ 3 pages free · ✓ No signup · ✓ Any bank