RBC · Royal Bank of Canada · Canada's Largest Bank

RBC Bank
statement guide

RBC Bank statementguide

Learn how to download your RBC Royal Bank statement and categorize every transaction — Interac e-Transfers, bill payments, and more.

How to downloadAI categorizationCSV & Excel exportSpending insights

Get started — it's free

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How it works

Two simple steps to analyze your statement

Step 1

Download your statement

Get your RBC PDF from rbcroyalbank.com or the RBC Mobile App. We show you exactly how below.

Step 2

Get AI spending breakdown

Upload the PDF — AI categorizes every e-Transfer, bill payment, and purchase automatically.

1.Download your statement

Get your RBC PDF from rbcroyalbank.com or the RBC Mobile App. We show you exactly how below.

2.Get AI spending breakdown

Upload the PDF — AI categorizes every e-Transfer, bill payment, and purchase automatically.

Step 1

Download your RBC Royal Bank statement

Online Banking

rbcroyalbank.com

Select your account

Choose your chequing or savings account from the accounts overview.

Statements → choose period

Click Statements in the account menu and select your date range.

Download PDF

Click Download PDF. No password required — open directly.

RBC Mobile App

iOS & Android

Open RBC Mobile App

Tap your account

Select your chequing or savings account.

Statements → select period

Tap Statements and choose your date range.

Download PDF

Tap Download PDF. No password required to open.

RBC also operates City National Bank (US) — a separate US subsidiary for private and commercial banking. US City National clients manage statements at citynational.com.

Step 2

Now analyze your RBC Royal Bank statement

Upload your RBC PDF and AI will read every transaction — Interac e-Transfers, bill payments, ATM withdrawals, and purchases — showing exactly where your money goes.

Detected Subscriptions

$46.98/mo recurring

Netflix

MonthlyMar 15, 2026

$15.99

Spotify Premium

MonthlyMar 22, 2026

$10.99

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your RBC spending clearly

Upload your RBC statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My RBC Statement →

✓ 3 pages free · ✓ No signup · ✓ 30 seconds

Pricing

Simple, transparent pricing

Free

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3 PDF pages / month
AI transaction categorization
Sankey money-flow chart
AI insights & savings tips
Financial health score
Spending calendar
CSV export

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Everything about RBC bank statements

PDF password

No password

RBC PDFs open directly

Statement history

Up to 7 years online

Via rbcroyalbank.com or RBC app

Mobile app

RBC Mobile App

Available on iOS & Android

How to download your RBC bank statement

RBC bank statements are available via rbcroyalbank.com and the RBC Mobile App. Sign in with your Client ID → select account → Statements → choose period → Download PDF. RBC PDFs are not password-protected — open and upload directly to mybankstatementanalysis.

RBC & City National Bank

RBC (Royal Bank of Canada, est. 1864) is Canada's largest bank by market cap, with 1,300+ branches. RBC also operates City National Bank (US private banking) and RBC Capital Markets globally. Canadian RBC and US City National are separate portals — Canadian statements are at rbcroyalbank.com.

RBC Avion & rewards on statements

RBC Avion is RBC's flagship travel rewards credit card. Credit card purchases appear on your credit card statement (separate from chequing). Upload your RBC chequing or savings statement to mybankstatementanalysis — AI reads all transaction types including Interac e-Transfers, pre-authorized payments, and ATM withdrawals.

RBC statement analysis

RBC statements include Interac e-Transfers, bill payments (utilities, insurance, phone), ATM withdrawals, point-of-sale purchases, and pre-authorized debits. Upload your RBC PDF — AI categorizes every transaction into 19 categories and generates a Sankey money flow chart. Export to CSV or Excel instantly.

RBC statement for mortgage application

Canadian lenders and CMHC require 3–6 months of bank statements for mortgage qualification. Download PDF statements directly from rbcroyalbank.com — accepted by all major Canadian lenders. For a bank-certified statement (stamped and signed), visit any of RBC's 1,300+ branches.

RBC bank statement FAQ

How do I download my RBC bank statement?+−

Log in to rbcroyalbank.com with your Client ID and password. Select your chequing or savings account, then click Statements. Choose your date range and download the PDF. You can also use the RBC Mobile App: tap your account → Statements → select period → Download PDF.

Does the RBC bank statement PDF have a password?+−

No — RBC Royal Bank statement PDFs are not password-protected. You can open downloaded RBC statements directly without entering any password. Simply upload to mybankstatementanalysis to analyze your spending.

How far back can I get RBC bank statements?+−

RBC provides up to 7 years of statement history online via rbcroyalbank.com and the RBC Mobile App. For older records or official stamped statements, visit any RBC branch. RBC has 1,300+ branches across Canada.

What is the difference between RBC and City National Bank?+−

RBC (Royal Bank of Canada) is Canada's largest bank. City National Bank is RBC's US private and commercial banking subsidiary, headquartered in Los Angeles. If you have a City National account, manage it via citynational.com separately. RBC also operates RBC Capital Markets globally for investment banking.

Can I use my RBC bank statement for a mortgage application?+−

Yes. Canadian lenders typically require 3–6 months of bank statements for mortgage applications. Download your RBC PDF statements from rbcroyalbank.com — these are accepted by all major Canadian lenders and CMHC. For a certified/stamped copy, visit an RBC branch.

Can I export my RBC statement to CSV or Excel?+−

Yes. After uploading your RBC PDF to mybankstatementanalysis, you can export all transactions to CSV, Excel (XLSX), QIF, OFX, or QBO formats. Useful for budgeting tools, accounting software, or tax preparation.

Can I analyze my RBC bank statement with AI?+−

Yes. Download your RBC statement PDF from rbcroyalbank.com or the RBC app (no password needed), then upload to mybankstatementanalysis. AI categorizes every Interac e-Transfer, bill payment, ATM withdrawal, and purchase — showing a visual breakdown of where your money went.

See your RBC Bank
spending clearly — free.

Upload your PDF — AI maps every e-Transfer, bill payment, and purchase by category.

Analyze My Statement Free →