mybankstatementanalysis · Blog

Guides, examples & analysis

Practical articles on bank statements, spending, redaction, and personal finance. Clear answers, no filler.

242 articles

ACH National General Payment / ACH Hold National General — What It Means
FeaturedGuide

ACH National General Payment / ACH Hold National General — What It Means

An ACH National General payment is an electronic premium debit pulled directly from your bank account by National General Insurance. Here's what 'ACH hold National General' means, why it appears, and how to stop it if you didn't authorize it.

Read article →May 21, 2026 · 4 min read
NATL GEN INS Charge on Credit Card: What It Is, Why It's Recurring, How to Verify
GuideMay 21, 2026·4 min read

NATL GEN INS Charge on Credit Card: What It Is, Why It's Recurring, How to Verify

NATL GEN INS on your credit card statement is a National General Insurance Company premium. Here's what the charge means, why it recurs monthly, how to verify it's yours, and how to dispute or cancel it.

Read guide
NGIC Payment Meaning: What NGIC Stands For on Your Bank Statement
GuideMay 21, 2026·3 min read

NGIC Payment Meaning: What NGIC Stands For on Your Bank Statement

NGIC stands for National General Insurance Company — an Allstate-owned insurer. A 'NGIC payment' on your bank statement is an insurance premium charge. Here is exactly what NGIC means, why it appears, and how to verify the charge.

Read guide
Source of funds vs proof of funds
GuideMay 16, 2026·8 min read

Source of funds vs proof of funds

Read guide
What counts as income on a bank statement
GuideMay 16, 2026·7 min read

What counts as income on a bank statement

Read guide
What DDA debit means
GuideMay 16, 2026·5 min read

What DDA debit means

Read guide
What loan reviewers are trying to prove
MortgageMay 16, 2026·8 min read

What loan reviewers are trying to prove

Read mortgage guide
Why reviewers care about large deposits
GuideMay 16, 2026·7 min read

Why reviewers care about large deposits

Read guide
How to Calculate Average Monthly Balance from Your Bank Statement
GuideMay 9, 2026·5 min read

How to Calculate Average Monthly Balance from Your Bank Statement

Step-by-step guide to calculating average monthly balance for loans, mortgages, and visa applications. Includes the manual method and a free tool that does it automatically from your PDF.

Read guide
How to Cancel National General Insurance & Stop NGIC ACH Debits (Step-by-Step)
GuideMay 5, 2026·6 min read

How to Cancel National General Insurance & Stop NGIC ACH Debits (Step-by-Step)

Cancel a National General / NGIC policy in 3 steps: call 1-888-293-5108, email policy.cancel@nationalgeneral.com, or stop the ACH debit at your bank. Includes refund timing, dispute rules, and what happens to escrow.

Read guide
Teller Transaction Credit: What It Means on Your Bank Statement (BofA, Chase)
GuideMay 5, 2026·4 min read

Teller Transaction Credit: What It Means on Your Bank Statement (BofA, Chase)

Teller transaction credit means an in-person deposit made at a teller window — cash or check, processed by a bank employee. See exactly what it looks like on Bank of America, Chase & Wells Fargo, and how long it takes to clear.

Read guide
Bank Statement Analysis Software vs Online Tools: Comparison (2026)
ComparisonMay 4, 2026·8 min read

Bank Statement Analysis Software vs Online Tools: Comparison (2026)

Compare bank statement analysis software and online tools. See which features matter — OCR accuracy, categorization, exports, privacy, pricing — and which option fits your workflow.

See comparison