Any bank, any country

How to get abank statement

Five ways to download or request your statement — with exact steps for Chase, Bank of America, Wells Fargo, Capital One, Citi, and PNC.

Online or mobile appPDF or paperUsually free

pick the method that works for you

5 ways to get a bank statement

1

Online banking (fastest)

Instant — 2 minutes
  1. 1Log in to your bank's website
  2. 2Navigate to "Statements," "Documents," or "eStatements"
  3. 3Select the statement period (month/year)
  4. 4Click "Download" or "View" — save as PDF

Tip: This is the fastest method and works 24/7. The downloaded PDF is an official statement accepted for mortgages, apartments, and visa applications.

Works with: All major banks — Chase, Bank of America, Wells Fargo, Capital One, Citi, PNC, US Bank, TD Bank

2

Mobile app

Instant — 2 minutes
  1. 1Open your bank's mobile app
  2. 2Tap your account, then look for "Statements" or "Documents"
  3. 3Select the month you need
  4. 4Tap "Download" or "Share" — save to Files or email it to yourself

Tip: Most banking apps let you share the PDF directly to email, iCloud, or Google Drive. Useful when someone needs your statement immediately.

Works with: Chase Mobile, BofA Mobile, Wells Fargo Mobile, Capital One Mobile, Citi Mobile, most modern banking apps

3

In-branch (walk in)

15-30 minutes
  1. 1Visit your nearest bank branch with a valid photo ID
  2. 2Ask the teller for a printed statement for the month(s) you need
  3. 3They'll print it on the spot — or request older statements from records

Tip: Best for statements older than what's available online, or if you need a stamped/signed statement for an embassy or legal matter. Some banks charge $5-10 per statement for in-branch printing.

Works with: Any bank with physical branches — not available for online-only banks like Ally, Chime, or SoFi

4

Phone request

3-5 business days (mailed)
  1. 1Call the number on the back of your debit card
  2. 2Verify your identity (SSN last 4, DOB, security questions)
  3. 3Request the specific statement period — they'll mail it to your address on file

Tip: Some banks can email a PDF instead of mailing. Always ask. Phone wait times vary — calling early morning (8-9 AM) or late afternoon (after 4 PM) is usually faster.

Works with: All banks — the phone number is on your card, on statements, and on the bank's website

5

Written request / mail

7-10 business days
  1. 1Write a letter with your full name, account number, and the statement period(s) needed
  2. 2Include a copy of your photo ID
  3. 3Mail it to your bank's statement request address (check their website)

Tip: Only use this as a last resort — for very old statements, closed accounts, or when the bank requires a formal written request. There's usually a fee of $5-25 per statement.

Works with: All banks, but slowest option

bank-by-bank instructions

How to get a bank statement from your bank

Exact click-by-click paths for the 6 largest US banks. Have your login ready.

CChase7 years online available+
Online banking

chase.com → Sign in → Choose account → "Statements" in left menu → Select month → Download PDF

Mobile app

Chase Mobile → Account → Menu (☰) → "Statements & documents" → Select month → Download

History
7 years online
Fee
Free online — $5/page in-branch for older statements

Chase also lets you download transaction history as CSV under "Download account activity"

Analyze your Chase statement free →
BBank of America18 months online (older by request) available+
Online banking

bankofamerica.com → Sign in → Account → "Statements & Documents" tab → Select month → View/Download

Mobile app

BofA App → Account → "Statements & Tax Documents" → Select period → Download

History
18 months online (older by request)
Fee
Free online — $5/statement for mailed copies

For statements older than 18 months, call 800-432-1000 or visit a branch

Analyze your Bank of America statement free →
WWells Fargo7 years online available+
Online banking

wellsfargo.com → Sign in → Account → "Statements & Documents" → Select month → Download

Mobile app

Wells Fargo App → Account → "Statements and documents" → Select → Download/Share

History
7 years online
Fee
Free online — $5-7 for paper copies

Wells Fargo also offers combined statements if you have multiple accounts

Analyze your Wells Fargo statement free →
CCapital One7 years online available+
Online banking

capitalone.com → Sign in → Account → "Statements" → Select billing period → Download PDF

Mobile app

Capital One App → Account → "Statements" → Select month → Download

History
7 years online
Fee
Free

Capital One 360 accounts and credit card accounts are in the same portal

Analyze your Capital One statement free →
CCiti7 years online available+
Online banking

citibank.com → Sign in → Account → "Statements" tab → Select month → Download

Mobile app

Citi Mobile → Account → "Statements" → Select → Download

History
7 years online
Fee
Free online — $5 for mailed copies

Citi also offers eStatement enrollment to go paperless

Analyze your Citi statement free →
PPNC7 years online available+
Online banking

pnc.com → Sign in → Account → "Statements" → Select month → View/Download

Mobile app

PNC Mobile → Account → "Statements & Documents" → Select → Download

History
7 years online
Fee
Free online

PNC merged with BBVA USA in 2021 — former BBVA customers access statements through PNC portal

Analyze your PNC statement free →

statement history

How far back can you get bank statements?

Most banks keep 7 years of statements available online. Older records can be requested by phone or in-branch.

BankOnlineBy requestFee for older
Chase7 years7 yearsFree (online)
Bank of America18 months7 years$5/statement
Wells Fargo7 years7+ yearsFree (online)
Capital One7 years7+ yearsFree
Citi7 years7+ years$5/statement
PNC7 years7+ yearsFree (online)
US Bank7 years7+ yearsFree (online)
TD Bank7 years7+ yearsFree (online)
Ally Bank7 years7+ yearsFree
Chime7 yearsContact supportFree

Last updated March 2026. Policies vary — check with your bank for the most current information.

common reasons

Why people request bank statements

Mortgage or loan application

2-3 months

Lenders review income deposits, spending habits, and account balances to assess repayment capacity.

Bank statement loans guide

Apartment rental application

1-3 months

Landlords check for consistent income and sufficient funds for security deposit + first month's rent.

Statements for apartment guide

Visa or immigration

3-6 months

Embassies require proof of financial stability. Some require stamped statements from the bank branch.

Statements for visa guide

Tax filing or audit

12+ months

Bank statements serve as receipts for deductible expenses and proof of income if audited by the IRS.

Statements for tax guide

Spending analysis

1-3 months

Review where your money goes, find subscriptions you forgot about, and identify areas to cut spending.

Free spending analysis tool

Dispute or fraud

Specific months

If you spot unauthorized transactions, your bank needs you to identify them on the statement to file a dispute.

Identify unknown charges

Got your statement? See where your money goes.

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Bank statement FAQ

Can I get a bank statement online?+
Yes. Almost every bank lets you download PDF statements from online banking. Log in, go to "Statements" or "Documents," select the month, and download. Chase, Bank of America, Wells Fargo, Capital One, Citi, and most other banks support this. The PDF is identical to the paper version and is accepted for mortgage applications, visa applications, and tax records.
How far back can I get bank statements?+
It depends on the bank. Chase keeps 7 years of statements online. Bank of America stores 18 months online (older statements available by request). Wells Fargo offers 7 years. Capital One provides 7 years. Citi keeps 7 years. For older statements, call your bank — they can typically retrieve records going back 7-10 years, sometimes with a fee.
Is a downloaded bank statement the same as a printed one?+
Yes. A PDF downloaded from your bank's online portal is an official bank statement. It contains the same information as a mailed paper statement: account number, statement period, all transactions, and opening/closing balances. Downloaded statements are widely accepted for mortgage applications, apartment rentals, visa applications, and tax purposes.
Can I get a bank statement from a closed account?+
Yes, but options are limited. If the account was recently closed, you may still be able to download statements from online banking for 30-90 days. After that, call your bank or visit a branch. Banks are legally required to keep records for 5-7 years after closure. There may be a fee ($5-25 per statement) for retrieving historical statements from closed accounts.
How do I get a bank statement for an apartment application?+
Download your most recent 1-3 months of bank statements from online banking as PDFs. Landlords typically want to see: (1) your name matching the application, (2) consistent income deposits, and (3) a balance sufficient for the security deposit + first month's rent. Do not redact any information unless the landlord specifies — they need to see the full statement with your name and account details.
Can I request a bank statement early?+
You can't get the official monthly statement early because it's generated after the statement period ends. However, you can download a "transaction history" or "interim statement" from online banking at any time — this shows all transactions up to today. Some banks call this an "unofficial statement." For loan applications, lenders usually accept the most recent completed statement.
How long does it take to get a bank statement by mail?+
If you request a paper statement, most banks mail it within 3-5 business days. Expedited delivery (1-2 days) may be available for a fee. The fastest option is always downloading the PDF from online banking — it's available instantly.
What should I do after I get my bank statement?+
Review it for accuracy: check all transactions are yours, verify the opening and closing balances, and look for unauthorized charges. For deeper analysis, you can upload the PDF here to automatically categorize every transaction, see spending breakdowns by category, detect recurring subscriptions, and export to CSV or Excel.

Analyze your statement — free.

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See a bank statement example · How to read a bank statement · Convert to CSV/Excel