How to get abank statement
Five ways to download or request your statement — with exact steps for Chase, Bank of America, Wells Fargo, Capital One, Citi, and PNC.
pick the method that works for you
5 ways to get a bank statement
bank-by-bank instructions
How to get a bank statement from your bank
Exact click-by-click paths for the 6 largest US banks. Have your login ready.
statement history
How far back can you get bank statements?
Most banks keep 7 years of statements available online. Older records can be requested by phone or in-branch.
| Bank | Online | By request | Fee for older |
|---|---|---|---|
| Chase | 7 years | 7 years | Free (online) |
| Bank of America | 18 months | 7 years | $5/statement |
| Wells Fargo | 7 years | 7+ years | Free (online) |
| Capital One | 7 years | 7+ years | Free |
| Citi | 7 years | 7+ years | $5/statement |
| PNC | 7 years | 7+ years | Free (online) |
| US Bank | 7 years | 7+ years | Free (online) |
| TD Bank | 7 years | 7+ years | Free (online) |
| Ally Bank | 7 years | 7+ years | Free |
| Chime | 7 years | Contact support | Free |
Last updated March 2026. Policies vary — check with your bank for the most current information.
common reasons
Why people request bank statements
Mortgage or loan application
2-3 monthsLenders review income deposits, spending habits, and account balances to assess repayment capacity.
Bank statement loans guide →Apartment rental application
1-3 monthsLandlords check for consistent income and sufficient funds for security deposit + first month's rent.
Statements for apartment guide →Visa or immigration
3-6 monthsEmbassies require proof of financial stability. Some require stamped statements from the bank branch.
Statements for visa guide →Tax filing or audit
12+ monthsBank statements serve as receipts for deductible expenses and proof of income if audited by the IRS.
Statements for tax guide →Spending analysis
1-3 monthsReview where your money goes, find subscriptions you forgot about, and identify areas to cut spending.
Free spending analysis tool →Dispute or fraud
Specific monthsIf you spot unauthorized transactions, your bank needs you to identify them on the statement to file a dispute.
Identify unknown charges →Got your statement? See where your money goes.
Upload the PDF you just downloaded — AI categorizes every transaction, detects subscriptions, and shows your spending breakdown in 30 seconds.
Pricing
Simple, transparent pricing
- 3 PDF pages / month
- AI transaction categorization
- Sankey money-flow chart
- AI insights & savings tips
- Financial health score
- Spending calendar
- 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
- 500 PDF pages / month
- Everything in Free, plus:
- Multi-month trends dashboard
- Subscription detector
- AI savings opportunities
- Chat AI financial advisor
- Receipts & invoices extractor
- Table-to-Excel extractor
- File format converter
- 12 months history
- Unlimited PDF pages
- Everything in Basic, plus:
- Redact sensitive info from statements
- Translate statements (30+ languages)
- Fake statement detector
- Fraud & authenticity scoring
- Priority processing
- Priority support
Bank statement FAQ
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